Nippon India Banking and PSU Fund - Dir (IDCW-Q)
Banking and PSU FundNAV
10.91(0.02%)Fund Size (CR)
₹5,437.21Expense Ratio
0.38Scheme Type
Active FundValue Research
-
Min. investment
₹5,000Minimum Additional Investment
₹1,000Minimum SIP Investment
₹100Minimum Withdrawal
₹100Exit Load
0%Return Since Launch
7.61%
Basic Details
Scheme Manager
Pranay Sinha
Bench Mark
CRISIL Banking and PSU Debt A-II Index
Type
OPEN
Lumpsum Returns
| Period Invested For | ₹10,000 Invested on | Latest Value | Absolute Returns | Annualised Returns | Category Avg | Rank within Category |
|---|---|---|---|---|---|---|
| 1 Week | 9 February 2026 | 10042.32 | 0.42% | - | 0.32% | 5/158 |
| 1 Month | 16 January 2026 | 10082.04 | 0.82% | - | 0.69% | 7/158 |
| 3 Month | 14 November 2025 | 10079.18 | 0.79% | - | 0.85% | 94/158 |
| 6 Month | 14 August 2025 | 10241.11 | 2.41% | - | 2.40% | 86/158 |
| 1 Year | 14 February 2025 | 10732.45 | 7.32% | 7.32% | 6.97% | 52/158 |
| 3 Year | 16 February 2023 | 12366.82 | 23.67% | 7.33% | 7.26% | 85/152 |
| 5 Year | 16 February 2021 | 13534.83 | 35.35% | 6.24% | 6.06% | 39/148 |
| Since Inception | 15 May 2015 | 22023.20 | 120.23% | 7.61% | 7.15% | 54/158 |
Note: Lumpsum Returns since Inception Date.
SIP Returns
| Period Invested For | ₹10,000 Invested on | Investments | Latest Value | Absolute Returns | Annualised Returns |
|---|---|---|---|---|---|
| 1 Year | 3 March 2025 | 1,20,000 | 241623.13 | 101.35% | 101.35% |
| 3 Year | 1 March 2023 | 3,60,000 | 731966.48 | 103.32% | 26.69% |
| 5 Year | 1 March 2021 | 6,00,000 | 1229085.84 | 104.85% | 15.42% |
| 10 Year | 1 March 2016 | 12,00,000 | 2480416.40 | 106.70% | 7.53% |
Note: SIP Returns since Inception Date.
Tax Treatment
If sold after 1 year from purchase date, long term capital gain tax will be applicable. Current tax rate is 10%, if your total long term capital gain exceeds 1 lakh. Any cess/surcharge is not included.If sold before 1 year from purchase date, short term capital gain tax will be applicable. Current tax rate is 15%. Any cess/surcharge is not included in the 15%.
Mutual Funds Calculator
Monthly Investment (₹)
Expected Returns Rate (%)
Time Period (in Years)
Invested Amount
₹25,000
Estimated Returns
₹19,059
76%
Returns
Future value of your investment
₹44,059
Risk Ratios
0.39%
Standard Deviation
0.05%
Beta
1.12%
Sharpe Ratio
0.37%
Treynor's Ratio
1.17%
Jension's Alpha
Asset Allocation
Sector Allocation
Top 10 stock holding in portfolio
| Stock Invested in | % of Total Holdings | Quantity | Value (Cr) | Asset Type | Segment |
|---|---|---|---|---|---|
| There's no data available of Stock Holdings | |||||
Peer Comparison
| Scheme Name | Value Research | Asset Size (Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Nippon India Banking and PSU Fund - Dir (IDCW-Q) | 5437.21 | 0.82% | 0.79% | 2.41% | 7.32% | 7.33% | |
| HSBC Banking and PSU Debt Fund - Direct (IDCW-D) | 4338.06 | 0.79% | 0.88% | 4.29% | 8.74% | 8.10% | |
| ICICI Pru Banking & PSU Debt Fund-Direct (IDCW-Q) | 9583.50 | 0.74% | 1.11% | 3.70% | 8.37% | 8.14% | |
| TRUSTMF Banking & PSU Fund - Dir (IDCW-D) RI | 130.72 | 0.38% | 0.97% | 2.75% | 8.22% | 9.43% | |
| Invesco India Banking & PSU Fund - Direct (IDCW-M) | 156.72 | 0.74% | 1.07% | 2.60% | 8.19% | 7.78% | |
| Franklin India Banking & PSU Debt Fund-Direct(G) | 480.62 | 0.97% | 1.31% | 3.30% | 8.12% | 7.81% |
List of Schemes under Nippon India Mutual Fund
News
Nippon India Mutual Fund announces Appointment of Key Personnel
Nippon India Mutual Fund has announced that Mr. Taksh Dhody has been appointed as Research Associate - Equity with effect from February 16, 2026.Details of Mr. Taksh Dhody
Designation: Research Associate - Equity
Qualification: MBA from the Indian School of Business (ISB) and holds a BTech in Computers & Communications from Manipal Institute of Technology
Experience: 4.5 Year
Powered by Capital Market - Live News
Nippon India Mutual Fund announces change in fund manager under its schemes
Nippon India Mutual Fund has announced change in fund manager under the following schemes, With effect from 16 February 2026.Change in Fund Manager:
Scheme Name Existing Fund Manager(s) Revised Fund Manager(s) Nippon India Quant Fund Ashutosh Bhargava, Kinjal Desai, Divya Dutt Sharma, Lokesh Maru Shirish Guthe, Kinjal Desai, Divya Dutt Sharma, Lokesh Maru Nippon India Multi Cap Fund Sailesh Raj Bhan, Ashutosh Bhargava (Co-Fund Manager), Kinjal Desai, Divya Dutt Sharma, Lokesh Maru Sailesh Raj Bhan, Kinjal Desai, Divya Dutt Sharma, Lokesh Maru Nippon India Active Momentum Fund Ashutosh Bhargava, Kinjal Desai, Divya Dutt Sharma, Lokesh Maru Shirish Guthe, Kinjal Desai, Divya Dutt Sharma, Lokesh Maru Nippon India Equity Savings Fund Sushil Budhia, Ashutosh Bhargava, Herin Visaria, Kinjal Desai, Divya Dutt Sharma, Lokesh Maru Sushil Budhia, Dhrumil Shah, Herin Visaria, Kinjal Desai, Divya Dutt Sharma, Lokesh Maru Nippon India Diversified Equity Flexicap Passive FoF Ashutosh Bhargava Shirish Guthe Powered by Capital Market - Live News
Nippon MF announces Income Distribution cum Capital Withdrawal (IDCW) under two schemes
Nippon India Mutual Fund has announced 05 February 2026 as the record date for declaration of Income Distribution cum Capital Withdrawal (IDCW) option under the following schemes. The amount of IDCW (Rs per unit) on the face value of Rs 10 per unit will be:Nippon India Pharma Fund:
Regular Plan ' IDCW: 8.5000
Direct Plan ' IDCW: 12.0000
Nippon India Focused Fund:
Regular Plan ' IDCW: 2.5000
Direct Plan ' IDCW: 3.5000
Powered by Capital Market - Live News
Fund House Details & Investment Objective
Date of Incorporation
5 May 2015
Total AUM (Cr)
₹5437.21
Nippon India Banking and PSU Fund - Dir (IDCW-Q) is an Banking and PSU Fund-oriented fund from the renowned AMC, Nippon India Mutual Fund. Launched in 5 May 2015, this fund is managed by Pranay Sinha. With assets under management (AUM) worth ₹5,437.21 (Cr), as of 17 February 2026, Nippon India Banking and PSU Fund - Dir (IDCW-Q) is categorized as a Banking and PSU Fund within its segment. The fund has generated a return of 7.61% since its launch.
The current NAV of Nippon India Banking and PSU Fund - Dir (IDCW-Q) is ₹10.91, as on 17 February 2026. The fund's benchmark index is CRISIL Banking and PSU Debt A-II Index. You can invest in Nippon India Banking and PSU Fund - Dir (IDCW-Q) via both lumpsum and SIP modes. The minimum SIP amount in the fund is ₹100 while the minimum lumpsum investment is ₹5,000.
Being an open-ended fund, you can exit the fund anytime subject to applicable exit loads:
The fund has generated 7.33% and 6.24% CAGR in the last 3 and 5 years respectively.
The fund aims to provide long-term capital appreciation and growth, by investing in a mix of financial instruments 97.56% in Debt and 2.43% in cash and cash equivalents.